Home Loan Interest Saver provides you the facility of linking your Home Loan account with the Flexi Current Account (The interest liability of your home loan comes down to the extent of surplus funds parked in the operative current account. You will be allowed to withdraw or deposit funds from this operative current account as and when required. Interest on Home loans will be calculated on outstanding balance of loan minus balance in the Current Account based on EOD balance.
Free & Safe Document Storage
Special lower interest for women
Features & Benefits
- Doorstep service
- Attractive interest rates
- Convenient loan disbursement process
- Simplified documentation
- Insurance options to cover your home loans at attractive premium
- Quicker turnaround time
Apart from the application form, you will be required to submit the following documents.
- Income proof and banking details
- Age proof and address proof
- Identity proof and Signature Proof
- Proof of educational qualifications
The financial eligibility depends on an individual’s repayment capacity and is based on the following factors:
- Monthly or annual income
- Source of income
- Savings and credit history
- Work experience
- Number of dependents
- Probability of the individual continuing in the same occupation
Loans can be applied by individuals, either solely or jointly. Owners of the current property, in respect of which the loan is being sought, will have to be co-applicants. However, the co-applicants need not be co-owners of the Property.
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